Glossary

Paying out

Payout API

A payout API is an interface that lets software send money to bank accounts or wallets programmatically, without a person keying each payment into a banking portal.

In practice

Most payout APIs follow the same steps. You register who is being paid and their account details, ask for a price, create the payout, then listen for status updates until it completes or fails. Idempotency keys stop a retried request from paying twice.

What separates one payout API from another is coverage and honesty about cost: which countries and rails it reaches, whether the exchange rate and fees are fixed before you commit, and how much of the compliance work it carries for you.

The Stables Transfers API pays out from USDt to bank accounts on local rails and SWIFT, with a quote before every transfer and compliance checks built into the same flow.

Transfers API on Stables

Related terms

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