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For marketplaces and platforms
Stables lets marketplaces and platforms hold funds in USDt and pay sellers, creators and suppliers in local currency, with every payee verified and every payout screened. Each payout is quoted first, so you know the FX rate and fees before money moves.
Pay out from USDt to bank accounts, UPI IDs and mobile money wallets in 26 currencies.
Lock the rate and fees before you send, so the payee gets exactly the amount you quoted.
Verify individuals and businesses at onboarding and screen every payout against sanctions lists.
Follow each payout to completion by webhook and reconcile with a full fee breakdown.
How it works
A quote returns the exact route, FX rate, and itemised fees up front, and is valid for 30 seconds. Create the transfer against it, with no surprises at settlement.
# 1: lock a quote (crypto → fiat, valid 30s) POST /api/v1/quotes { "customerId":"cus_8fK2", "fromCurrency":"USDT", "fromAmount":"5000", "fromNetwork":"ethereum", "toCurrency":"PHP", "toCountry":"PH", "paymentMethodType":"LOCAL" } # → { "id":"qt_92", "rate":"56.82", "toAmount":"284100", "expiresAt":… } # 2: execute the transfer against the quote POST /api/v1/transfer { "customerId":"cus_8fK2", "quoteId":"qt_92", "accountHolderName":"Maria Santos", "bankName":"BDO", "bankCountry":"PH" }
FAQ
Yes. Many corridors pay out to individuals as well as businesses on local rails. Availability differs by currency and rail, so check the supported currencies page in the docs.
A payout can enter a compliance hold. You are notified by webhook, and it resumes or is resolved based on the outcome.
Yes. Anyone can create a sandbox account and run the full API with no real money. Production access follows a business verification review.
Pricing depends on your business, volumes and corridors. Book a demo and the team will put together a quote.
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