Beneficiary

The details needed for a beneficiary change from one country and rail to the next. One market wants an account number and a bank code, another wants an IBAN, and some also need an address, a phone number or a reason for the payment. Missing or mistyped details are the most common cause of a returned payout.

On Stables, you can save a beneficiary once and reuse it for repeat payments. The docs list the fields each currency and rail requires, and the API validates them before a transfer is created.