Run your treasury in USDt

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For finance and treasury teams

Hold USDt, pay out in local currency.

Stables lets businesses keep balances in USDt and convert to local currency only when a payment is due. Collect AED or USD into USDt, pay out to bank accounts in 26 currencies, and lock the rate and fees in a quote before each conversion.

Hold in USDt

Keep working balances in USDt and convert at the point of payment, not before.

Rebalance across corridors

Move value between currencies and corridors programmatically through the same API.

Quote-locked conversions

Each quote fixes the route, FX rate and fees for 30 seconds before you commit.

Full audit trail

Every conversion and payout is tracked by webhook, with a fee breakdown for reconciliation.

How it works

Get a price before you commit.

A quote returns the exact route, FX rate, and itemised fees up front, and is valid for 30 seconds. Create the transfer against it, with no surprises at settlement.

POST /api/v1/quotes → /api/v1/transfer
# 1: lock a quote (crypto → fiat, valid 30s)
POST /api/v1/quotes { "customerId":"cus_8fK2",
  "fromCurrency":"USDT", "fromAmount":"5000", "fromNetwork":"ethereum",
  "toCurrency":"PHP", "toCountry":"PH", "paymentMethodType":"LOCAL" }
# → { "id":"qt_92", "rate":"56.82", "toAmount":"284100", "expiresAt":… }

# 2: execute the transfer against the quote
POST /api/v1/transfer { "customerId":"cus_8fK2", "quoteId":"qt_92",
  "accountHolderName":"Maria Santos", "bankName":"BDO", "bankCountry":"PH" }

Coverage

26 payout currencies on local rails.

Explore transfer coverage
SGD
HKD
CNY
INR
IDR
THB
PHP
AED
AUD
GBP
EUR
USD
BRL
MXN
ARS
COP
NGN
GHS
KES
TZS
UGX
RWF
ZMW
ZAR
CFA
XAF
CFA
XOF

FAQ

Treasury, answered.

Which stablecoins can I hold?

Stables is USDt-native, and USDC is also supported on most networks. Defaults and examples use USDt.

Can my finance team work without code?

Yes. The dashboard lets your team send transfers, open payment routes and view analytics without writing code.

Is the FX rate locked?

Yes. A quote locks the route, FX rate and all fees before you commit, and is valid for 30 seconds.

How is pricing set?

Pricing depends on your business, volumes and corridors. Book a demo and the team will put together a quote.

Ready to move
USDt?

Join the developers processing billions on Stables.