Cross-border trade payments in USDt

SOC 2 Certified
99.99% Uptime
160+ Markets

For importers and exporters

Settle supplier invoices on local rails.

Stables lets importers, exporters and the platforms that serve them pay overseas suppliers from USDt in 26 local currencies, and collect AED or USD from buyers into USDt. Each payment is quoted first, so the FX rate and fees are fixed before money moves.

Supplier payments

Settle invoices from USDt to supplier bank accounts in 26 currencies, including CNY over CNAPS and HKD over FPS.

Buyer collections

Issue virtual accounts so buyers pay in AED or USD by local transfer, settled into USDt automatically.

Quote-locked FX

Lock the rate and fees before you pay, so the supplier receives exactly the amount you quoted.

Business verification

KYB on every business you onboard, with sanctions screening and transaction monitoring on each payment.

How it works

Get a price before you commit.

A quote returns the exact route, FX rate, and itemised fees up front, and is valid for 30 seconds. Create the transfer against it, with no surprises at settlement.

POST /api/v1/quotes → /api/v1/transfer
# 1: lock a quote (crypto → fiat, valid 30s)
POST /api/v1/quotes { "customerId":"cus_8fK2",
  "fromCurrency":"USDT", "fromAmount":"5000", "fromNetwork":"ethereum",
  "toCurrency":"PHP", "toCountry":"PH", "paymentMethodType":"LOCAL" }
# → { "id":"qt_92", "rate":"56.82", "toAmount":"284100", "expiresAt":… }

# 2: execute the transfer against the quote
POST /api/v1/transfer { "customerId":"cus_8fK2", "quoteId":"qt_92",
  "accountHolderName":"Maria Santos", "bankName":"BDO", "bankCountry":"PH" }

Coverage

26 payout currencies on local rails.

Explore transfer coverage
SGD
HKD
CNY
INR
IDR
THB
PHP
AED
AUD
GBP
EUR
USD
BRL
MXN
ARS
COP
NGN
GHS
KES
TZS
UGX
RWF
ZMW
ZAR
CFA
XAF
CFA
XOF

FAQ

Trade payments, answered.

Does Stables provide trade finance?

No. Stables does not lend, issue letters of credit or finance invoices. It moves the payment: supplier payouts from USDt on local rails, and buyer collections into USDt.

Can I pay suppliers in China and Hong Kong?

Yes. Stables pays out CNY to bank accounts in China over CNAPS for business customers, and HKD to bank accounts in Hong Kong over FPS and CHATS.

Is the FX rate locked?

Yes. A quote locks the route, FX rate and all fees before you commit, and is valid for 30 seconds.

How is pricing set?

Pricing depends on your business, volumes and corridors. Book a demo and the team will put together a quote.

Ready to move
USDt?

Join the developers processing billions on Stables.