Glossary

Collecting

Payment route

A payment route is the Stables API object behind a virtual account: a customer's dedicated, reusable deposit details in one fiat currency, which convert incoming funds to stablecoins and send them to a set wallet.

In practice

You create a payment route once for a verified customer and reuse it for every deposit. Each route is tied to a single fiat currency, and a customer can have more than one if they need to receive in several currencies.

When you create the route, you choose the stablecoin, the network and the wallet address that deposits should be sent to. From then on, each bank deposit is converted and delivered automatically, and a webhook tells your system what arrived and what was sent.

In the sandbox you can simulate deposits, so the whole flow can be built and tested before any real money moves.

Payment Routes in the docs

Related terms

Ready to move
USDt?

Join the developers processing billions on Stables.