On-ramp and off-ramp

Ramps are where blockchain payments meet the banking system. They are also where most of the regulation sits, because the provider is taking in or paying out bank money and has to know who its customer is.

On Stables, the on-ramp is a virtual account: a customer pays local currency into dedicated bank details, and the deposit arrives in a wallet as USDt. The off-ramp is a transfer: you send USDt, and the recipient is paid in local currency on a bank rail. Both need a verified customer before any money moves.

What to compare between ramps

Look at which currencies and rails are covered in each direction, how the exchange rate and fees are shown before you commit, how long settlement takes, and what the provider needs from you for compliance.