Pay out to Nigeria with USDt

What you can do

Built for paying into Nigeria

Hold USDt, pay out NGN. Stables handles FX, local rails and reconciliation so you never touch banking infrastructure directly.

Pay out in NGN

Send to local accounts over NIP and bank transfer, funds arrive quickly, around the clock.

Quote-locked FX

Lock the USDt→NGN rate at quote time. The amount you quote is the amount that lands.

One API, full audit trail

Create a transfer, follow status by webhook, and reconcile with a clear FX and fee breakdown.

Coverage

NGN payouts, settled in USDt

One endpoint to move money into Nigeria. We settle to local rails and net out in USDt.

NIPBank transfer

POST /api/v1/transfer

// POST /api/v1/transfer → response
{
  "id": "tr_8f2a41c0",
  "status": "completed",
  "source": {
    "amount": "1000.00",
    "currency": "USDT",
    "network": "tron"
  },
  "destination": {
    "amount": "1283.40",
    "currency": "NGN",
    "rail": "nip"
  },
  "exchange_rate": "1.2834",
  "total_fee": { "amount": "2.10", "currency": "NGN" }
}

FAQ

Nigeria transfers, answered

Which rails do you support in Nigeria?

NIP and bank transfer, for real-time NGN payouts to local bank accounts.

What currency do I hold?

You hold and settle in USDt. We convert to NGN at a locked rate when you create the transfer.

How fast do payouts arrive?

NIP and bank transfer settle in seconds, around the clock, including weekends and public holidays.

Is the FX rate locked?