Pay out to Ghana with USDt

What you can do

Built for paying into Ghana

Hold USDt, pay out GHS. Stables handles FX, local rails and reconciliation so you never touch banking infrastructure directly.

Pay out in GHS

Send to local accounts over GhIPSS Instant Pay and MTN MoMo, funds arrive quickly, around the clock.

Quote-locked FX

Lock the USDt→GHS rate at quote time. The amount you quote is the amount that lands.

One API, full audit trail

Create a transfer, follow status by webhook, and reconcile with a clear FX and fee breakdown.

Coverage

GHS payouts, settled in USDt

One endpoint to move money into Ghana. We settle to local rails and net out in USDt.

GhIPSS Instant PayMTN MoMo

POST /api/v1/transfer

// POST /api/v1/transfer → response
{
  "id": "tr_8f2a41c0",
  "status": "completed",
  "source": {
    "amount": "1000.00",
    "currency": "USDT",
    "network": "tron"
  },
  "destination": {
    "amount": "1283.40",
    "currency": "GHS",
    "rail": "ghipss"
  },
  "exchange_rate": "1.2834",
  "total_fee": { "amount": "2.10", "currency": "GHS" }
}

FAQ

Ghana transfers, answered

Which rails do you support in Ghana?

GhIPSS Instant Pay and MTN MoMo, for real-time GHS payouts to local bank accounts.

What currency do I hold?

You hold and settle in USDt. We convert to GHS at a locked rate when you create the transfer.

How fast do payouts arrive?

GhIPSS Instant Pay and MTN MoMo settle in seconds, around the clock, including weekends and public holidays.

Is the FX rate locked?