Stablecoin settlement

A traditional cross-border payment passes through one or more correspondent banks, each with its own cut-off times, fees and working days. The money can take days to arrive, and neither side sees where it is in between.

With stablecoin settlement, the cross-border leg is a token transfer that completes in minutes on any day. The first and last steps still use ordinary bank rails: local currency is collected on one side, converted to a stablecoin, moved, then converted and paid out in local currency on the other side.

Stables provides all three steps through one API. You collect fiat into USDt with virtual accounts, hold or move the USDt, and pay out to bank accounts with transfers.