Australia only, more countries coming soon

Invite your frens to Stables and earn up to $100 USDC.

Love Stables and want to get rewarded for referring your frens?
Convenient
We’ve made referring as simple as possible, with each eligible fren earning you $5 USDC!
How does it work?

01

Refer your fren

Invite your fren using your unique referral code.

Get them to sign up using that unique code.

02

Get them to verify

Make sure your fren successfully passes KYC verification and completes sign up.

03

Get them to spend

Your fren will have to complete at least one card purchase within 30 days of signing up.

04

That’s it!

Once your fren has completed these steps, your $5 USDC reward will be paid to your account by the end of the week.
Incentivised referrals are only for Australian users referring other Australian users at this time (your fren won't earn any USDC from signing up with your referral code).

Earn $5 USDC for each referral, up to a maximum of 20 frens per month.
See the full terms and conditions

Join our growing community of 30k+ who’ve converted to Stables

Join the community
"The app is amazing and does everything it says it does and more. Very easy to use and super stylish UI. I made a mistake during setup and the in app live chat support assisted and fixed the issue within 3 minutes!!!"
Very smooth and straightforward user experience. Sent money from bank account, received in less than a minute. Was able to spend anywhere, anytime.
"The app is amazing and does everything it says it does and more. Very easy to use and super stylish UI. I made a mistake during setup and the in app live chat support assisted and fixed the issue within 3 minutes!!!"
Very smooth and straightforward user experience. Sent money from bank account, received in less than a minute. Was able to spend anywhere, anytime.
"I'm only a new user, but so far very impressed. Total gamechanger for how we access and use our crypto in everyday life. We had a few little bumps in the setup that were quickly rectified by the team, and I found their communication to be prompt and friendly. The first time we tapped to pay at the Maccas drive through and it worked felt quite celebratory. Glad this product exists and I hope to be a long term user."
"The future is here. Great UI/UX and customer support. Highly recommend"
"The app is amazing and does everything it says it does and more. Very easy to use and super stylish UI. I made a mistake during setup and the in app live chat support assisted and fixed the issue within 3 minutes!!!"
Very smooth and straightforward user experience. Sent money from bank account, received in less than a minute. Was able to spend anywhere, anytime.
“Honestly one of the best designed apps I’ve seen in a minute, let alone the best crypto app. I’ve only used it for the off-ramp process so far and that went smoothly without any issues. Excited to try out the card! Team is responsive if you have any questions. Bravo!!”
“Just used @stables_money to send money to a freelancer in the Philippines.

Pretty cool: I top up with stablecoins, and can then send via e-money wallets there.”
“Low conversion and withdrawal fees, on chain top ups almost instantaneous. Apple pay now and Gpay launching shortly. Stables has been a welcomed change for daily accessibility of crypto stablecoins. Keep up the good work 👏”
“This is the third Australian virtual card product I have used for spending crypto and it is easily the best. Clean and simple to use, with support for low fee networks and native spending (instead of converting holdings to fiat).

Keep up the great work Stables team 👌”
"Entire experience was smooth. Transferred my entire stack of crypto thru Stables and was able to cash out big amounts without any issues. Their service is great, Stables reached out to me when my bank was having issues. Highly recommend this app.
"
"The future of crypto on/off ramp. This is the future of on and off ramps IMO. This basically allows you to have a bank account on chain and then spend directly using any L2. The possibilities are endless due to being able to store everything on chain and only go off chain for spending. "
"The app is amazing and does everything it says it does and more. Very easy to use and super stylish UI. I made a mistake during setup and the in app live chat support assisted and fixed the issue within 3 minutes!!!"
"Absolutely thrilled with this crypto wallet - it's undoubtedly the most user-friendly option in the Pacific region! If I could, I'd give it 10 stars without a doubt."
"Amazing app, highly recommend to all aussies. Amazing experience, very easy to use platform as a crypto skeptic I found it very reassuring! Highly recommend to everyone in Australia! My grandma could even use this app it is so simple to use!"
Very smooth and straightforward user experience. Sent money from bank account, received in less than a minute. Was able to spend anywhere, anytime.
"Beautiful designed and working perfectly! Honestly one of the best designed apps I’ve seen in a minute, let alone the best crypto app. I’ve only used it for the off-ramp process so far and that went smoothly without any issues. Excited to try out the card! Team is responsive if you have any questions. Bravo!!"
"Top-notch product. Personally love this wallet Stables is like your ever-ready crypto sidekick, bridging the cryptoverse with the fiatverse one block at a time!It's also as easy as ABC, faster than a speeding bullet and super secure.For a crypto to fiat ride that's fun and worry-free, Stables.money is the way to go."
"The app is amazing and does everything it says it does and more. Very easy to use and super stylish UI. I made a mistake during setup and the in app live chat support assisted and fixed the issue within 3 minutes!!!"
"Seamless. Very smooth and straightforward user experience. Sent money from bank account, received in less than a minute. Was able to spend anywhere, anytime."
“Honestly one of the best designed apps I’ve seen in a minute, let alone the best crypto app. I’ve only used it for the off-ramp process so far and that went smoothly without any issues. Excited to try out the card! Team is responsive if you have any questions. Bravo!!”
“Just used @stables_money to send money to a freelancer in the Philippines.

Pretty cool: I top up with stablecoins, and can then send via e-money wallets there.”
“Low conversion and withdrawal fees, on chain top ups almost instantaneous. Apple pay now and Gpay launching shortly. Stables has been a welcomed change for daily accessibility of crypto stablecoins. Keep up the good work 👏”
“This is the third Australian virtual card product I have used for spending crypto and it is easily the best. Clean and simple to use, with support for low fee networks and native spending (instead of converting holdings to fiat).

Keep up the great work Stables team 👌”
“Honestly one of the best designed apps I’ve seen in a minute, let alone the best crypto app. I’ve only used it for the off-ramp process so far and that went smoothly without any issues. Excited to try out the card! Team is responsive if you have any questions. Bravo!!”
“Honestly one of the best designed apps I’ve seen in a minute, let alone the best crypto app. I’ve only used it for the off-ramp process so far and that went smoothly without any issues. Excited to try out the card! Team is responsive if you have any questions. Bravo!!”
FAQ

Still have questions?

Check out our help centreUSDC Coin
USDT coin
Sooo what is Stables?

Stables is a digital wallet that allows users to spend, send and earn stablecoins, all on one balance. Founded in February 2021 and backed by leading global VCs, Stables has formed a stellar Team across Strategy, Product, Technology and Risk.

What are stablecoins?

Stablecoins are cryptocurrencies whose price is pegged to the value of a fiat currency or any other asset. The introduction of stablecoins finally created the option to hold and use a cryptocurrency with a stable price. Learn more

Are there any fees?

We're at the early stages of our journey, and just like our product, we're expecting our fees to improve over time as well. Here's a full breakdown of the fees.

When can I get a Stables Card?

For you Aussies - you can get a card now! We're in the process of expanding this feature over the coming months. Learn more here.